Certified Health Care Reform Experts
Health insurance in Colorado can be complicated. Especially with all the changes this year with health care reform. But, rest assured, we are on top of it. You can count on us for expert advice and a thorough review of your health insurance options. Call 970.484.1250 for all your Colorado health insurance needs. [button link=”https://www.quotit.net/eproIFP/webPages/infoEntry/InfoEntryZip.asp?license_no=TXFEVX” color=”black”…
Beginning January 1, 2014, individuals and employees of small businesses will have access to insurance coverage through the Affordable Care Act’s (ACA) health insurance exchanges (Exchanges), which are also known as Health Insurance Marketplaces. Open enrollment under the Exchanges will begin on Oct. 1, 2013. The ACA requires employers to provide all new hires and current employees with a written…
It’s important to understand health insurance basics. Read on to learn how it works, and why it’s important to have. How does health insurance work? Health insurance spreads medical costs among groups of people. Health insurance works best when large, diverse (young, old, healthy, sick) groups of people purchase health insurance and pay their premiums…
The Colorado Division of Insurance has released the final rates and plans that will go into effect on January 1, 2014. Open enrollment begins on October 1, 2013 and runs through March 31, 2014. Plans are split into 4 tiers. Bronze plans will cover 60% of costs paid by the plan; silver plans cover 70%,…
Finally! A cartoon that explains health care reform!
I don’t know about you guys, but I don’t always have time to read the troves of health care reform information that crosses my desk daily. But, I always have time for a cartoon! Here is the transcript for you readers out there. 🙂 Introduction Well, it’s finally happening. After years of drama on Capitol…
The ADP Research Institute recently released a detailed report on employer sponsored healthcare trends spanning 2010-2013. This report is an important benchmark considering the changes to come in 2014 with the implementation of the Affordable Care Act (ACA). The extensive report which spans four years is comprised of 175 American companies with 1000+ employees. Feel…
Another possible adjustment to the Affordable Care Act has been announced. The new law allows insurers to charge up to 50% more in premium to a tobacco user than a non-user. (Currently, tobacco premiums can be up to 20% of the user’s premium.) The new law also enacts another regulation on the amount charged, in…
Another important delay was announced last week closely following the report that the employer mandate would be postponed for a year. (Read about the delay of the employer mandate here.) It was originally planned that there would be a verification system in place for people whose reported income differed significantly from what the federal government…
On June 26, 2013, Section 3 of the federal Defense of Marriage Act (DOMA) was found to be unconstitutional by the Supreme Court, effective immediately. DOMA went into effect in 1996, and Section 3 contained a statement that marriage is defined as the union of one man and one woman. The implications of this change…
The Obama Administration has decided to delay the enforcement of the employer mandate until 2015. This mandate would have required all employers with greater than 50 full time employees to offer health insurance to all employees working more than 30 hours per week. According to this Washington Post article, “The administration said it would postpone the…
