IMPORTANT UPDATE: As of 4/1/2019 the Colorado Division of Insurance has mandated that all health insurance plans in the state comply with and meet the essential health benefits requirements outlined in the Affordable Care Act (ACA). This has effectively made it impossible for companies to offer their short-term health insurance to residents in Colorado because short term plans, by their very nature, are not compliant with the ACA. That said, we cannot offer short-term health insurance in Colorado. We still encourage you to contact us so that we can evaluate what, if any, options you have at the current time. You may even qualify for a special Colorado temporary health insurance enrollment period. Contact us so that we can plan to get you taken care of during the next open enrollment period.
Are you a small business owner with employees? Have you ever considered group health insurance? This might be a good option for you because you can start a group health plan at any time of the year and because group health insurance plans are more affordable than individual plans.
Are you going on vacation or traveling for an extended period of time? Check out our travel insurance options here.
For further information and explanations about how these updates affect you, and the services we can still provide, you can contact us here.
What our customers are saying:
Seriously, these are the most helpful people for figuring out the CO health insurance marketplace and all its intricacies. (Nora has basically helped us keep our sanity!) Knowledgeable, friendly and professional.
Jason B.4/19/2018I am blown away by the high quality service that Sage Benefit Advisors provides! Tim & Heather are awesome, as is everyone else I've had the pleasure of working with. As a small staffing agency with 50+ temp employees, administering benefits while remaining in compliance was a huge struggle for... read moreI am blown away by the high quality service that Sage Benefit Advisors provides! Tim & Heather are awesome, as is everyone else I've had the pleasure of working with. As a small staffing agency with 50+ temp employees, administering benefits while remaining in compliance was a huge struggle for us before we switched to Sage. But they have helped us streamline our process and take care of so much on their end that I can happily report that is no longer the case! The best part is that they are always available to answer questions and go the extra mile to ensure that our needs are met. A huge thank you to Tim, Heather, and the rest of the Sage team for making my job easier! 10/10 would recommend. 😄 read less
Madison P.10/26/2018Steven was fast, responsive and thoroughly reviewed my options quickly and got me set up. Highly recommend
Jane S.11/28/2018Steve Kopelke was most helpful regarding health insurance on the market for my daughter. It was thrilled to find she can keep her care and her necessary medication. We will work with Steve later in 2019 as my daughter makes the move on coverage. Great day, great service, great support.... read moreSteve Kopelke was most helpful regarding health insurance on the market for my daughter. It was thrilled to find she can keep her care and her necessary medication. We will work with Steve later in 2019 as my daughter makes the move on coverage. Great day, great service, great support. Thank you Steve!
Alice Howe read lessahoweahowe12/17/2018Kevin Cruz at Sage Benefits has always done a good job for my company. He's knowledgeable about the products and his recommendations have been spot on. He's attentive to our needs and helpful when we've had a problem. I would recommend Kevin at Sage Benefits for... read moreKevin Cruz at Sage Benefits has always done a good job for my company. He's knowledgeable about the products and his recommendations have been spot on. He's attentive to our needs and helpful when we've had a problem. I would recommend Kevin at Sage Benefits for all their healthcare insurance. read less
Margaret H.2/20/2019Steven has gone above and beyond to help us. We lost our health insurance coverage when the State of Colorado issued a cease and desist order for our plan. It was scary to be without insurance. Steven educated us on the process required to get insurance outside the enrollment... read moreSteven has gone above and beyond to help us. We lost our health insurance coverage when the State of Colorado issued a cease and desist order for our plan. It was scary to be without insurance. Steven educated us on the process required to get insurance outside the enrollment period and was able to provide us options. He also fast tracked the process so we could get insurance quickly. Thank you!!! read less
Karen R.9/23/2019Tim and the staff at Sage have always been very helpful and friendly.
They really have taken the frustration out of dealing with health insurance.Chris C.10/22/2015Garrett was beyond amazing. I am turning 26 and am aging out of my parents insurance. Going on the marketplace was awful, confusing, and stressful, especially since I go to the doctors often and wanted the best bang for my buck. Garrett made the entire process of aging out and... read moreGarrett was beyond amazing. I am turning 26 and am aging out of my parents insurance. Going on the marketplace was awful, confusing, and stressful, especially since I go to the doctors often and wanted the best bang for my buck. Garrett made the entire process of aging out and having to get my own insurances a piece of cake. Not paying him felt like robbery; I sure do hope he gets the recognition he deserves. I recently started having seizures and must be incredibly mindful of my stress levels... so thank you Garrett and Sage Benefit Advisors for taking this load off of my shoulders. I can keep seeing all of the doctors I currently see, with a lower co-pay, and without a lapse in coverage. Seriously, thank you making this easy. read less
April C.4/24/2020Steven Kopelke was awesome to work with and I really appreciated his help. Recently moved to Colorado and in the process of starting a business I knew I needed some help with figuring out coverage for my family. Steven was able to help guide me to a plan... read moreSteven Kopelke was awesome to work with and I really appreciated his help. Recently moved to Colorado and in the process of starting a business I knew I needed some help with figuring out coverage for my family. Steven was able to help guide me to a plan that would fit my family during this time when finances are in flux. He even helped with a few things outside of what he needed to do. Definitely recommend him!! read less
Ryan F.12/13/2019My insurance through my employer was coming to an end, inconveniently during their busiest time of the year. They were able to fit us in and they were so accommodating. We were able to meet in person and on the phone. Steve was very understanding of our complicated situation. ... read moreMy insurance through my employer was coming to an end, inconveniently during their busiest time of the year. They were able to fit us in and they were so accommodating. We were able to meet in person and on the phone. Steve was very understanding of our complicated situation. He was able to find a perfect plan for us and for just the right price. I would highly recommend using their services. Navigating health insurance plans can be a nightmare and they made it a dream. read less
Katie P.12/09/2018Nora, Thank you so much for all your help in finding me insurance. I was in between jobs and you were amazing and made the transition easy. I can’t thank you and Sage Benefit Advisors enough you all are the best. Anyone needing help they are... read moreNora, Thank you so much for all your help in finding me insurance. I was in between jobs and you were amazing and made the transition easy. I can’t thank you and Sage Benefit Advisors enough you all are the best. Anyone needing help they are the best in helping with insurance needs. The customer service is unbelievable. Thank you Nora and I can’t thank you enough!!!!! read less
Bill H.11/06/2017I was pleasantly surprised at how easy and how quickly the process of signing up for healthcare was!! My representative Garret was very polite, patient, and helpful! He answered all of my questions and concerns and made me feel comfortable that I was getting the proper coverage at the best... read moreI was pleasantly surprised at how easy and how quickly the process of signing up for healthcare was!! My representative Garret was very polite, patient, and helpful! He answered all of my questions and concerns and made me feel comfortable that I was getting the proper coverage at the best rate! He made the phone call very pleasant and saved me money! Definitely recommend using Sage Benefit Advisors! read less
Sheah R.12/12/2018