IMPORTANT UPDATE:  As of 4/1/2019 the Colorado Division of Insurance has mandated that all health insurance plans in the state comply with and meet the essential health benefits requirements outlined in the Affordable Care Act (ACA). This has effectively made it impossible for companies to offer their short-term health insurance to residents in Colorado because short term plans, by their very nature, are not compliant with the ACA. That said, we cannot offer short-term health insurance in Colorado. We still encourage you to contact us so that we can evaluate what, if any, options you have at the current time. You may even qualify for a special Colorado temporary health insurance enrollment period. Contact us so that we can plan to get you taken care of during the next open enrollment period.

Are you a small business owner with employees? Have you ever considered group health insurance? This might be a good option for you because you can start a group health plan at any time of the year and because group health insurance plans are more affordable than individual plans.

Are you going on vacation or traveling for an extended period of time? Check out our travel insurance options here.

For further information and explanations about how these updates affect you, and the services we can still provide, you can contact us here.

What our customers are saying:

  • Seriously, these are the most helpful people for figuring out the CO health insurance marketplace and all its intricacies. (Nora has basically helped us keep our sanity!) Knowledgeable, friendly and professional.

    Jason B. Avatar
    Jason B.
    4/19/2018

    Ashley Rafiti was so great to work with. I would recommend her and Sage to anyone

    Jake T. Avatar
    Jake T.
    11/20/2017

    positive review I am blown away by the high quality service that Sage Benefit Advisors provides! Tim & Heather are awesome, as is everyone else I've had the pleasure of working with. As a small staffing agency with 50+ temp employees, administering benefits while remaining in compliance was a huge struggle for... read more

    Madison P. Avatar
    Madison P.
    10/26/2018
  • positive review Steven was fast, responsive and thoroughly reviewed my options quickly and got me set up. Highly recommend

    Jane S. Avatar
    Jane S.
    11/28/2018

    positive review Nora Cook provided excellent detailed information to help our auto repair shop navigate the options in health care coverage for our employees. She is very knowledgeable, helpful, and friendly!

    Pat S. Avatar
    Pat S.
    9/07/2019

    positive review Tim Hebert & Co. are our go to for all health insurance questions/concerns/needs!

    Jennifer S. Avatar
    Jennifer S.
    12/13/2018
  • Kevin Cruz has been working with our company for several years now and his service is just a good now as it was in the beginning. THANKS for not slacking off once you got our business!

    Melinda S. Avatar
    Melinda S.
    7/11/2018

    They're a great group! Tim was a big help and is very knowledgeable about health insurance options.

    Noah B. Avatar
    Noah B.
    10/22/2015

    Steven did an great job working with me.
    He had a prompt response time and really listened to my needs. He helped me with US and international coverage.

    Lexi H. Avatar
    Lexi H.
    6/10/2019
  • Steve Kopelke was most helpful regarding health insurance on the market for my daughter. It was thrilled to find she can keep her care and her necessary medication. We will work with Steve later in 2019 as my daughter makes the move on coverage. Great day, great service, great support.... read more

    ahoweahowe Avatar
    ahoweahowe
    12/17/2018

    Kevin Cruz at Sage Benefits has always done a good job for my company. He's knowledgeable about the products and his recommendations have been spot on. He's attentive to our needs and helpful when we've had a problem. I would recommend Kevin at Sage Benefits for... read more

    Margaret H. Avatar
    Margaret H.
    2/20/2019

    Steven has gone above and beyond to help us. We lost our health insurance coverage when the State of Colorado issued a cease and desist order for our plan. It was scary to be without insurance. Steven educated us on the process required to get insurance outside the enrollment... read more

    Karen R. Avatar
    Karen R.
    9/23/2019
  • Tim and the staff at Sage have always been very helpful and friendly.

    They really have taken the frustration out of dealing with health insurance.

    Chris C. Avatar
    Chris C.
    10/22/2015

    Garrett was beyond amazing. I am turning 26 and am aging out of my parents insurance. Going on the marketplace was awful, confusing, and stressful, especially since I go to the doctors often and wanted the best bang for my buck. Garrett made the entire process of aging out and... read more

    April C. Avatar
    April C.
    4/24/2020

    Steven Kopelke was awesome to work with and I really appreciated his help. Recently moved to Colorado and in the process of starting a business I knew I needed some help with figuring out coverage for my family. Steven was able to help guide me to a plan... read more

    Ryan F. Avatar
    Ryan F.
    12/13/2019
  • My insurance through my employer was coming to an end, inconveniently during their busiest time of the year. They were able to fit us in and they were so accommodating. We were able to meet in person and on the phone. Steve was very understanding of our complicated situation. ... read more

    Katie P. Avatar
    Katie P.
    12/09/2018

    Nora, Thank you so much for all your help in finding me insurance. I was in between jobs and you were amazing and made the transition easy. I can’t thank you and Sage Benefit Advisors enough you all are the best. Anyone needing help they are... read more

    Bill H. Avatar
    Bill H.
    11/06/2017

    I was pleasantly surprised at how easy and how quickly the process of signing up for healthcare was!! My representative Garret was very polite, patient, and helpful! He answered all of my questions and concerns and made me feel comfortable that I was getting the proper coverage at the best... read more

    Sheah R. Avatar
    Sheah R.
    12/12/2018

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