IMPORTANT UPDATE:  As of 4/1/2019 the Colorado Division of Insurance has mandated that all health insurance plans in the state comply with and meet the essential health benefits requirements outlined in the Affordable Care Act (ACA). This has effectively made it impossible for companies to offer their short-term health insurance to residents in Colorado because short term plans, by their very nature, are not compliant with the ACA. That said, we cannot offer short-term health insurance in Colorado. We still encourage you to contact us so that we can evaluate what, if any, options you have at the current time. You may even qualify for a special Colorado temporary health insurance enrollment period. Contact us so that we can plan to get you taken care of during the next open enrollment period.

Are you a small business owner with employees? Have you ever considered group health insurance? This might be a good option for you because you can start a group health plan at any time of the year and because group health insurance plans are more affordable than individual plans.

Are you going on vacation or traveling for an extended period of time? Check out our travel insurance options here.

For further information and explanations about how these updates affect you, and the services we can still provide, you can contact us here.

What our customers are saying:

  • Ashley has helped me with health insurance 2 years now. Kudos to her. Always cool, helpful and professional even though my case was difficult.

    Kd G. Avatar
    Kd G.

    Steven with Sage Benefit Advisors was so helpful when we were trying to obtain health insurance through the marketplace. He helped us navigate the process and come up with a plan that worked within our budget, and acted as an advocate when we were having enrollment issues between the marketplace... read more

    Michelle N. Avatar
    Michelle N.

    Representative was very precise, and was able to provide me with the coverage I needed at a reasonable price. She was very pleasant and took the time to answer any questions I had. She was the same Rep I had last year, I was glad she helped me... read more

    Betty N. Avatar
    Betty N.
  • positive review Garrett has been so awesome helping me with insurance!

    Dana P. Avatar
    Dana P.

    Our company is very impressed with our broker Kevin Cruz. He is there when we have any question or concern and answers his phone right away. He is knowledgeable with answering questions regarding health care and looks out for his clients best interest. He encouraged us to take advantage of... read more

    Rachel D. Avatar
    Rachel D.

    Garrett was amazing! I was so overwhelmed trying to understand health insurance after I turned 26. I easily scheduled an appointment online, and over lunch time Garrett gave me a call. He is truly phenomenal. He made things simple and helped me get great coverage. So so so easy, I... read more

    Rachael N. Avatar
    Rachael N.
  • I have only had to use their services once, but they made EVERYTHING SO EASY!!! With special thanks to Adeila who helped me with what I was doing:) If I could add extra stars I would!!

    Denver M. Avatar
    Denver M.

    Very professional and have always had answers to my questions!

    Tiffany P. Avatar
    Tiffany P.

    positive review I was able to get my wife coverage during the virus outbreak and Ashley was great and very patient as she helped me through the plan selection and application process. I understand the options and feel I did select the best one for our needs.

    Brad M. Avatar
    Brad M.
  • Our company has been with Sage for almost 10 years now. I know they must have a lot of customers but, honestly, they treat me like I'm their only one. Their service and product knowledge are second to none. They make the most stressful part of my job (group health... read more

    Kathy P. Avatar
    Kathy P.

    Seriously, these are the most helpful people for figuring out the CO health insurance marketplace and all its intricacies. (Nora has basically helped us keep our sanity!) Knowledgeable, friendly and professional.

    Jason B. Avatar
    Jason B.

    Chelsea Reed at Sage Benefit Advisors is amazing! She is not only extremely knowledgeable in her field, she cares so much about her clients and it shows. I recommend that anyone call Chelsea to help walk through the craziness of health care benefits. I’m so blessed to have... read more

    Danette B. Avatar
    Danette B.
  • Garrett Alford at Sage Benefit Advisors is outstanding He is always so willing to help and his response time is awesome. He has helped us so much with maneuvering the health system and has given us peace of mind knowing he is there for us. Thank you for everything you... read more

    Dana W. Avatar
    Dana W.

    Steve Kopelke was most helpful regarding health insurance on the market for my daughter. It was thrilled to find she can keep her care and her necessary medication. We will work with Steve later in 2019 as my daughter makes the move on coverage. Great day, great service, great support.... read more

    ahoweahowe Avatar

    They're a great group! Tim was a big help and is very knowledgeable about health insurance options.

    Noah B. Avatar
    Noah B.
  • I am so glad I was able to work with Sage Benefit Advisors to choose my health insurance. My husband and I worked with Steven Kopelke to set up a plan, and he set our minds at ease with his knowledge and attention to detail. He helped us clearly understand... read more

    Liza F. Avatar
    Liza F.

    positive review Garrett Alford was very pleasant to work with. He made the process very easy! Thank you again, Garrett!

    Mike O. Avatar
    Mike O.

    positive review I highly recommend Sage Benefit Advisors! Ashley was great, and SO easy to work with. She helped a busy mom through all her questions and concerns, even the annoying ones. I appreciate her knowledge and support through the process of using private health insurance!

    Dawn R. Avatar
    Dawn R.

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