IMPORTANT UPDATE:  As of 4/1/2019 the Colorado Division of Insurance has mandated that all health insurance plans in the state comply with and meet the essential health benefits requirements outlined in the Affordable Care Act (ACA). This has effectively made it impossible for companies to offer their short-term health insurance to residents in Colorado because short term plans, by their very nature, are not compliant with the ACA. That said, we cannot offer short-term health insurance in Colorado. We still encourage you to contact us so that we can evaluate what, if any, options you have at the current time. You may even qualify for a special Colorado temporary health insurance enrollment period. Contact us so that we can plan to get you taken care of during the next open enrollment period.

Are you a small business owner with employees? Have you ever considered group health insurance? This might be a good option for you because you can start a group health plan at any time of the year and because group health insurance plans are more affordable than individual plans.

Are you going on vacation or traveling for an extended period of time? Check out our travel insurance options here.

For further information and explanations about how these updates affect you, and the services we can still provide, you can contact us here.

What our customers are saying:

  • Ashlee R. helped me navigate through the whole process easily. She has great knowledge of the elgibility required and options of the different plans. Thank you for this service! CD

    Cyndee D. Avatar
    Cyndee D.

    Representative was very precise, and was able to provide me with the coverage I needed at a reasonable price. She was very pleasant and took the time to answer any questions I had. She was the same Rep I had last year, I was glad she helped me... read more

    Betty N. Avatar
    Betty N.

    This is my second year working with Sage on the private health insurance market. I specifically have worked with Ashley, but I've had interactions with a few employees. I've been nothing less than impressed with Ashley's knowledge and patience. She's always equipment with intelligent answers about policies, premiums, deductibles, HSA,... read more

    Dawn H. Avatar
    Dawn H.
  • I have only had to use their services once, but they made EVERYTHING SO EASY!!! With special thanks to Adeila who helped me with what I was doing:) If I could add extra stars I would!!

    Denver M. Avatar
    Denver M.

    Ashley at Sage was more than helpful. She spent multiple hours helping me and my wife get insurance. When the obstacles arose, she put in the due diligence to make sure that we got covered. Thank you to Ashley and the rest of the Sage group. Much appreciated

    Gavin G. Avatar
    Gavin G.

    Nora C. is the health insurance professional I trust. Her work at Sage Benefit Advisors has repeatedly saved my family time and money over the past four years. It is a pleasure to receive quick and accurate responses to my questions and inquiries. I respect her... read more

    Tw M. Avatar
    Tw M.
  • OMG, where do I start. Kevin and his staff are incredible. My husband and I own a small business that requires us to wear so many different "hats" that it's almost impossible to do everything well. Kevin has made it his personal responsibility to be sure that... read more

    Jennifer B. Avatar
    Jennifer B.

    positive review I highly recommend Sage Benefit Advisors! Ashley was great, and SO easy to work with. She helped a busy mom through all her questions and concerns, even the annoying ones. I appreciate her knowledge and support through the process of using private health insurance!

    Dawn R. Avatar
    Dawn R.

    Steven Kopelke was really terrific. He handled all questions and concerns with grace and ease...and swiftly! He was very professional, good sense of humor and went over all of my options with patience. It was an easy and nice experience to do business and to get what was... read more

    Heidi M. Avatar
    Heidi M.
  • Ashley Rafiti was so great to work with. I would recommend her and Sage to anyone

    Jake T. Avatar
    Jake T.

    Great organization! We have been working with Tim for a few years in Fort Collins and love the time he gives each person. Excellent company and employee care!

    Mary K. Avatar
    Mary K.

    I recently worked with Garrett Alford at Sage Benefit Advisors, and I'm so happy I did. I found him to be professional, friendly, and extremely knowledgeable. He walked me through the process of finding health coverage and answered all of my questions. I highly recommend him.

    Amy S. Avatar
    Amy S.
  • positive review Garrett has been so awesome helping me with insurance!

    Dana P. Avatar
    Dana P.

    I was pleasantly surprised at how easy and how quickly the process of signing up for healthcare was!! My representative Garret was very polite, patient, and helpful! He answered all of my questions and concerns and made me feel comfortable that I was getting the proper coverage at the best... read more

    Sheah R. Avatar
    Sheah R.

    positive review Garrett Alford was a ton of help. He was always pleasant to speak with and spent as much time as needed helping my Mom and I. Garrett made sure to cover all the bases and answered all of our questions. Garrett worked with my Mom and I in multiple meetings... read more

    Hannah G. Avatar
    Hannah G.
  • Tim and the staff at Sage have always been very helpful and friendly.

    They really have taken the frustration out of dealing with health insurance.

    Chris C. Avatar
    Chris C.

    I received a recommendation to call Sage Benefit Advisors when there was a possibility that I would lose medical insurance with a job layoff last year, as well as this year. Ashley Rafiti and other advisors are amazing-very helpful and knowledgeable and listen to your specific situation and medical... read more

    Anita K. Avatar
    Anita K.

    Steven did an great job working with me.
    He had a prompt response time and really listened to my needs. He helped me with US and international coverage.

    Lexi H. Avatar
    Lexi H.

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