Colorado Health Insurance

Shopping for Colorado Health Insurance?

Posted on Dec 2, 2016

One piece of advice — don’t go it alone. We will make sure you get set up with the right health plan at the right price whether that plan is inside Connect for Health Colorado (the marketplace) or outside of it. Call 970.484.1250 for free advice and expert support or click here for instant health insurance quotes. No personal information required. Get Quotes...

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Certified Health Care Reform Experts

Posted on Dec 1, 2016

Health insurance in Colorado can be complicated. Especially with all the changes this year with health care reform. You can count on us for expert advice and a thorough review of your health insurance options. Call 970.484.1250 or book an appointment now.                                ...

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Are You Eligible for a Subsidy?

Posted on Sep 11, 2013

In order to make health insurance coverage affordable for a larger number of people, insurance subsidies will be available to help offset the cost of premiums. To be eligible for a subsidy, you must not have access to a qualified plan through your employer, and your income needs to fall between the range of 100%-400% of the Federal Poverty Level (FPL). (If you make less than 133% of FPL, you will qualify for Medicaid.) Under the Affordable Care Act (ACA), premium costs may fall between 2%-9.5% of your annual income, and are scaled up or down depending on how much money you make. For next...

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Important ACA Compliance Update for Employers

Posted on Sep 10, 2013

Beginning January 1, 2014, individuals and employees of small businesses will have access to insurance coverage through the Affordable Care Act’s (ACA) health insurance exchanges (Exchanges), which are also known as Health Insurance Marketplaces. Open enrollment under the Exchanges will begin on Oct. 1, 2013. The ACA requires employers to provide all new hires and current employees with a written notice about ACA’s Exchanges. This requirement is found in Section 18B of the Fair Labor Standards Act (FLSA). The Department of Labor has provided two model notices for our convenience: Use this...

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Health Insurance 101

Posted on Aug 30, 2013

It’s important to understand health insurance basics. Read on to learn how it works, and why it’s important to have. How does health insurance work? Health insurance spreads medical costs among groups of people. Health insurance works best when large, diverse (young, old, healthy, sick) groups of people purchase health insurance and pay their premiums monthly. Why do we have health insurance? We cannot predict when there will be an accident or sudden illness. Medical costs are very expensive, and health insurance helps alleviate that financial burden. In fact, the number one reason for...

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Medicaid Expansion and the ACA

Posted on Aug 30, 2013

Medicaid is the United States’ health insurance program for low income individuals and families. Although states have the right to make specific rules regarding eligibility and income thresholds, the following groups of low income people are now eligible for Medicaid in most states: Children Pregnant women Parents of young children Disabled people receiving Social Security income The Affordable Care Act (ACA) offers states the right to choose to implement Medicaid expansion, which will expand Medicaid to anyone whose income is less than 138% of federal poverty level (FPL). This means that...

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