Certified Health Care Reform Experts

Health insurance in Colorado can be complicated. Especially with all the changes this year with health care reform. But, rest assured, we are on top of it. You can count on us for expert advice and a thorough review of your health insurance options. Call 970.484.1250 for all your Colorado health insurance needs. [button link=”https://www.quotit.net/eproIFP/webPages/infoEntry/InfoEntryZip.asp?license_no=TXFEVX” color=”black” … Continued

Shopping for Colorado Health Insurance?

One piece of advice — don’t go it alone. We will make sure you get set up with the right health plan at the right price whether that plan is inside Connect for Health Colorado (the marketplace) or outside of it. Call 970.484.1250 for free advice and expert support or click here for instant health … Continued

Are You Eligible for a Subsidy?

In order to make health insurance coverage affordable for a larger number of people, insurance subsidies will be available to help offset the cost of premiums. To be eligible for a subsidy, you must not have access to a qualified plan through your employer, and your income needs to fall between the range of 100%-400% … Continued

Important ACA Compliance Update for Employers

Beginning January 1, 2014, individuals and employees of small businesses will have access to insurance coverage through the Affordable Care Act’s (ACA) health insurance exchanges (Exchanges), which are also known as Health Insurance Marketplaces. Open enrollment under the Exchanges will begin on Oct. 1, 2013. The ACA requires employers to provide all new hires and current employees with a written … Continued

Health Insurance 101

It’s important to understand health insurance basics. Read on to learn how it works, and why it’s important to have. How does health insurance work? Health insurance spreads medical costs among groups of people. Health insurance works best when large, diverse (young, old, healthy, sick) groups of people purchase health insurance and pay their premiums … Continued

Medicaid Expansion and the ACA

Medicaid is the United States’ health insurance program for low income individuals and families. Although states have the right to make specific rules regarding eligibility and income thresholds, the following groups of low income people are now eligible for Medicaid in most states: Children Pregnant women Parents of young children Disabled people receiving Social Security … Continued

Colorado’s Exchange: Final Health Insurance Rates Released

The Colorado Division of Insurance has released the final rates and plans that will go into effect on January 1, 2014. Open enrollment begins on October 1, 2013 and runs through March 31, 2014. Plans are split into 4 tiers. Bronze plans will cover 60% of costs paid by the plan; silver plans cover 70%, … Continued

Finally! A cartoon that explains health care reform!

I don’t know about you guys, but I don’t always have time to read the troves of health care reform information that crosses my desk daily. But, I always have time for a cartoon! Here is the transcript for you readers out there. 🙂 Introduction Well, it’s finally happening. After years of drama on Capitol … Continued

Health Insurance Trends, 2010-2013

The ADP Research Institute recently released a detailed report on employer sponsored healthcare trends spanning 2010-2013. This report is an important benchmark considering the changes to come in 2014 with the implementation of the Affordable Care Act (ACA). The extensive report which spans four years is comprised of 175 American companies with 1000+ employees. Feel … Continued

Exchanges to Use Honor System for Income Reporting

Another important delay was announced last week closely following the report that the employer mandate would be postponed for a year. (Read about the delay of the employer mandate here.) It was originally planned that there would be a verification system in place for people whose reported income differed significantly from what the federal government … Continued